Compare online loans in Sri Lanka!

Requirements for obtaining a loan

You must have an active bank account


You must be at least 20 years old

You must have government-issued identity card (NIC)

You must have a mobile phone number

How to get a loan?

1. Choose the loan you want

Compare all the offers above, choose the one that suits you best and press the "Get a loan" button!

2. Apply for a loan

Submit a loan application, specifying all the necessary data, and wait for a response from the lender!

3. Get the money

If the loan is approved, sign the contract and quickly receive money in your bank account!

How to repay the loan?

1. Via online banking account

Repay your loan using an online bank transfer from any bank

2. Via bank branches

To make loan repayments via bank branches, fill in the bank cash deposit slip with the necessary information and hand it over to the teller along with your money

3. Through mobile application

You can repay the loan through mobile application or in your personal account on the lender's website

Information about lenders - ZEPHYR SOLUTIONS (PRIVATE) LTD

Address: 7, 1/1 Cotta Terrace, Colombo 00800

Phone number: +94 117 821 444


Max APR: 12%

Term: from 3 months - 4 months

Age: 22 to 55

Loan of RS 30 000 for 4 months, monthly payment RS 12 068.50, total amount RS 48 274, annual percentage rate APR 12%. - Rapidlend (PRIVATE) LTD

Address: 04 Geethanjalee Place, Level 5, Colombo 03

Phone number: +94 112 208 220


Max APR: 15%

Term: from 62 days - 6 months

Age: 20 to 55

Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%. - ONCREDIT (PRIVATE) LTD

Address: 106, Dharmapala Mawatha, Colombo 07

Phone number: +94 117 811 555


Max APR: 16%

Term: from 4 months - 6 months

Age: 20 to 55

Loan of RS 5 000 for 3 months, monthly payment RS 2 867, total amount RS 8 601, annual percentage rate APR 16% - FINTECHH SOFTWARE SOLUTIONS (PRIVATE) LTD

Address: 321, Galle Road, Colombo 03

Phone number: +94 117 877 555


Max APR: 13.68%

Term: 4 months

Age: 20 to 60

Loan of RS 25 000 for 6 months, monthly payment RS 6 750, total amount RS 40 500, annual percentage rate APR 13.68%.

Do you want to get an affordable loan online without overpaying? We have collected information about lenders in Sri Lanka so that you can find an affordable loan tailored to your needs in just a few minutes!

Compare offers and get money today!

Advantages of online loans at Loansonline365

Available at any time

  • You can view the offers and fill out the application anytime you want without leaving your home.

Fast process

  • Due to the fact that the entire process takes place online, the application process can take only a few minutes, while the approval process can take only a few hours. You can get the loan on the same day you apply for it.

Minimal Documentation

  • In order to receive an online loan, no unnecessary formalities are required. You only need to present your identity document, your address, bank account details (to which you would like to receive the money transfer) and information that you are officially employed.

No physical submission

  • To get a loan, you do not need to visit a lender or bank branch.

Low interest rates

  • Online loan interest rates are typically lower than those offered by traditional banks.

Flexible terms

  • You have the opportunity to choose the loan amount and term.

What information can be obtained by comparing lenders?

  • The maximum amount of the first loan;
  • The minimum and maximum amount of money offered by the lender;
  • Repayment deadlines;
  • Borrower's age restrictions;
  • Maximum annual interest rate;
  • Examples of loan repayment.

Borrow responsibly

Make sure you understand the loan terms! The lender must provide you with all the information, so if something is not completely clear to you, don't be afraid to ask questions to the lender.


  • Borrow only what you can repay
  • It is cheaper to repay loans in a shorter period
  • Compare loan interest rates
  • Find out if the loan will have a fixed interest rate or a variable interest rate
  • Check out the fine print that explains all the terms and conditions
  • Budget for repayments

Penalty or renewal policy information

Late payments reduce your chances of getting a loan in the future. Lenders have the right to ask you to pay penalty interest for late payment. Borrowers who do not repay the loan correctly lose the opportunity to receive discounts in the next application.

Paying off your loan on time contributes to a good credit score, which increases your chances of getting better loan terms in the future.

Annual Percentage Rate (APR)

The annual percentage rate is the total cost of the loan, expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.

Maximum percentage interest rate (APR): 16%. Loan term: from 62 days to 12 months. Calculation example (representative example): Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15% does not issue loans and is not a lender. provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service..